To find the nearest branch, search online. Most banks will show nearby branches on a map.
Write in your account number and the amount of the check on the deposit slip. There should also be space for requesting cash back.
If two names are on the face of the check, then one or both of you might need to sign. When the names are joined by an “and,” then both will sign. If the names are joined by an “or,” only one person needs to sign. [1] X Research source Sometimes, the bank teller might just take one person’s name and deposit the check into their account and then wait for the other person who wrote the check to dispute any fraud charges (should it not be the right person).
Keep in mind that it can take 3-5 business days (or even up to 2 weeks) before you receive the money from your deposit. Banks sometimes decide to hold onto money for longer because they make interest for each day that they hold onto it, or because a large amount was deposited (and they have to ensure that it’s not fraud).
Most credit unions participate in shared branching. Use the locator at https://co-opcreditunions. org/locator/ to find the nearest branch.
Credit union members who regularly do shared drafting at other locations will have to use an ATM from their particular credit union, not a shared draft union.
You should receive a text or email when the check has been deposited.
Depending on your bank, you may get a confirmation email. If not, you can simply log into your account and see if the money has been deposited.
Bank of America, for instance, has different addresses depending on whether you are sending the check by regular mail or sending it overnight or by FedEx. [9] X Research source
You might need to fill out a deposit slip. Deposit slips should come with your checks, so look at the back of your checkbook.
Remember to never mail cash. Instead, deposit cash through an ATM or by visiting your bank.
